Transportation

The strength and stability needed to keep truckers on the road

Market leading claims service

Our in-house claims team utilises it’s 24-7 claims portal, working to a 48-hour response time from the first notification of loss, helping clients get back on the road as quickly as possible.

Underwriting expertise

Bringing over 75 years of proven Underwriting expertise to our agents, brokers and clients. Our fast and reliable service enables us to keep businesses moving with the right level of cover.

Bespoke solutions

Meeting the needs of niche transportation businesses, our knowledge of the transportation market globally enables us to write risks tailored to each individual’s needs, big or small.

Commercial Auto Physical Damage

Whether your clients need to insure light commercial vehicles or long-distance heavy trucks, our APD (Auto Physical Damage) product can be tailored to meet the requirements of individual needs. Written as a direct placement or as a quota share, our wording is designed to be tailored to the majority of risks.

- Commercial & private vehicles (territory specific)
- Recovery & repair
- Cover for temporary replacement vehicles
- Lease gap
- Towing & storage
- Downtime rental expenses
- Rental reimbursement
- Tailored wordings
- Fire
- Theft
- Collision (including own damage)
- Windstorm or hail
- Earthquake
- Lightning or explosion
- Flood or rising waters
- Malicious damage
- Mischief or vandalism
As well as APD, we offer Dealers’ Open Lot and Garage Keepers’ Legal Liability coverage which provides Physical Damage protection to dealers’ vehicles held for sale at named locations, and to third-party vehicles held in the care, custody and control of a garage or parking facility keeper.
We have a mandate to underwrite on a global basis; Direct (licenses permitting), or on a Reinsurance basis. With our extensive knowledge of the class we welcome opportunities in new territories (but have specific expertise on risks in North America, Canada, US Virgin Islands, other Caribbean, Middle East, Europe, Far East, Africa and Australasia).

Motor Truck Cargo

Motor Truck Cargo (MTC) compliments our Auto Physical Damage (APD) product. Our wordings have been crafted to match clients’ needs, regardless of the size or shipment types of the fleet.

Whether clients are moving their own goods or contracting for others, we aim to provide the best solutions. Cover can be arranged on a stand-alone basis or combined with the Physical Loss or Damage to the unit.

- Specific Trucks & Commodities
- Truck Fleets (rated on Gross receipts/mileage, or per power unit)
- Scheduled Power Unit (or sometimes named driver)
Legal liability for lost, stolen or damaged goods covering:
All risks of direct physical loss or of direct physical damage to lawful cargo, from an external cause carried in and/or on a truck whilst in the Insured's care, custody or control in the ordinary course of transit, including loading and unloading, within the contiguous states of the USA or Canada.
- General commodities
- Refrigerated units
- Targeted goods
- Reefer breakdown
- Loading and unloading
- On-hook/auto/driveway/mobile homes
- Trailer interchange
- Earned freight charges
- Debris removal
- Contingent transit
- Less than trailer load endorsement (72-hours of truck cover)
- New auto valuation
- Up to $500,000 each and every loss (or local currency equivalent, with access to markets that will write up to $5,000,000 of cover.
- Minimum excess of $1,000 each and every loss.